Offer your clients a health plan that’s redefining what’s possible.

Quality medical coverage plus an enhanced member experience that offers clarity and choice from the palm of their hand.

Style

Hero Masked

Label

Brokers

11%

Average employer savings, compared to traditional plans

Combination of modeled and actual results across Surest prospects and clients; Independently developed benchmark based on a database containing healthcare claims from 80 million U.S. lives risk-adjusted for demographics, geography, and disease burden. 13_V02

54%

Lower member out-of-pocket costs

Surest self-funded 2022 book of business plan sponsors with at least 12 months of incurred experience in 2022 and both medical and pharmacy data within our warehouse ; compared to matched comparison groups from a nationally representative commercially insured database matched by gender, age, urbanicity, and zip3 code using exact matching. 141_V03

126%

Member growth

2022 Surest book of business.

224%

Employer growth

2022 Surest book of business.

Style

grid

Here’s how we do it.

Employers saved an average of 11%

Plan sponsor results varied by plan configuration.¹

No deductibles or coinsurance

Employees are covered with no deductible to meet or coinsurance to calculate.

Access to the UnitedHealthcare provider network and Optum Behavioral Health networks

Members access the broad, national UnitedHealthcare and Optum Behavioral Health networks of doctors, hospitals, and clinics.

Clear, upfront costs

Members can check costs, coverage, and options before making an appointment. Seeing options may reduce barriers to seeking care.

Up to 54% lower member out-of-pocket costs

When members can see costs before seeking care, they may choose to save.²

Member resources

Built-in tools, like guides and advocacy resources, can help support employees’ well-being.

Style

Align Center

“With Surest, employees can search for their condition and see different treatment options and providers — with exact prices — so they can make more informed decisions. And Surest has made it so there is no compromise between cost and quality — high-quality treatments and providers cost less. That’s a win for employees and employers.”

-Broker with a national brokerage firm

Style

quote

A different design leads to positive results.

Help your clients optimize their health benefit by bringing them the Surest health plan — a plan that has the power to contain costs and boost employee satisfaction.

Style

gradient

Common questions

Who can offer the Surest health plan?

Surest is an ACA-compliant health plan for employers with 51+ employees. Clients include a range of small employers and Fortune 500 companies in many different industries.

Does the Surest plan cover the same things as traditional health insurance?

Yes. Members access the broad, national UnitedHealthcare network. The plan provides coverage for in-network preventive care • primary and specialty care • urgent, emergency, and hospital care • chronic care for long-term and recurring illnesses • pharmacy • mental and behavioral health services • maternity care • cancer care • substance use disorder • and more

How does this affect people who are already sick and in need of insurance?

Our plan was designed to give people with multiple care needs the same or greater financial protection as they would receive under a traditional health plan. Even better, members can see prices before making appointments, so they can budget and plan ahead.

Is this plan compatible with health reimbursement arrangements (HRAs), health savings accounts (HSAs), and flexible spending accounts (FSAs)?

The plan is compatible with HRAs and FSAs. Because there is no deductible to meet (a qualification of HSAs), members can’t contribute to health savings accounts.

Style

Align center

Help your clients reach their benefit goals with the Surest health plan.

Style

cta

¹Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography, and disease burden. 13_V02.

²Comparison of 2022 medical out-of-pocket spend for members who migrated to a Surest plan in 2022 compared to members from the same employers in a non-Surest plan. 141_V04.

Style

gradient