Make Surest the most quoted plan in your portfolio.

Quality medical coverage plus an enhanced member experience that offers clarity and choice from the palm of their hand.

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Here’s how we do it.

Proven savings

Employers typically save 7%, and members can save 20% to 40%, depending on employer geography and specific plan designs. ¹

No deductibles or coinsurance

Members can access the care they need when they need it.

National provider network

Members have access to the UnitedHealthcare network of doctors, hospitals, and clinics.

Clear copays

Members can check costs, coverage, and treatment options before making an appointment.

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Calculation Explanation

This calculator is designed to demonstrate potential savings by adopting a Surest plan. Adjust the sliders to indicate the number of employees participating in the medical plan and discover potential savings.

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Offer a sustainable, attractive health benefit without shifting costs to employees.

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A closer look at Surest.

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“With Surest, employees can search for their condition and see different treatment options and providers — with exact prices — so they can make more informed decisions. And Surest has made it so there is no compromise between cost and quality — high-quality treatments and providers cost less. That’s a win for employees and employers.”

-Broker with a national brokerage firm

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A different design leads to positive results.

Help your clients optimize their health benefit by bringing them the Surest health plan — a plan that has the power to contain costs and boost employee satisfaction.

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Common Questions

Who can offer the Surest health plan?

Surest is an ACA-compliant health plan for employers with 51+ employees. Clients include a range of small employers and Fortune 500 companies in many different industries.

Does the Surest plan cover the same things as traditional health insurance?

Yes. Members access the broad, national UnitedHealthcare network. The plan provides coverage for in-network preventive care • primary and specialty care • urgent, emergency, and hospital care • chronic care for long-term and recurring illnesses • pharmacy • mental and behavioral health services • maternity care • cancer care • substance use disorder • and more

How does this affect people who are already sick and in need of insurance?

Our plan was designed to give people with multiple care needs the same or greater financial protection as they would receive under a traditional health plan. Even better, members can see prices before making appointments, so they can budget and plan ahead.

Is this plan compatible with health reimbursement arrangements (HRAs), health savings accounts (HSAs), and flexible spending accounts (FSAs)?

The plan is compatible with HRAs and FSAs. Because there is no deductible to meet (a qualification of HSAs), members can’t contribute to health savings accounts.

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Help your clients reach their benefit goals with the Surest health plan.

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¹UnitedHealthcare data as of Q2 2026.

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