See how powerful simple can be.

No cost shifting. No benefit-trimming. Surest redesigned health insurance as a sustainable, intuitive health benefit, with savings opportunities for employers and employees. Employers can finally offer a plan where employees see their full costs in advance, can get the care they need when they need it (without deductibles) and easily choose their most efficient path to health.

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What’s in it for you?

Offer your clients a truly innovative health benefit that addresses their goals. The Surest plan is the fastest growing UnitedHealthcare health plan.* Why? Because it works the way it was intended.

We heard what employers want:

An affordable health plan.

With the Surest health plan, members can see prices for health services in advance, then search, compare and choose what works best for their health, family, and budget. There’s no deductible to meet and no coinsurance to calculate. Employers saved up to 15%1 (without cost shifting) and members had 54% lower out-of-pocket costs2.

Choice and flexibility.

Today’s ultra-competitive job market means employers have to get creative to attract and retain talent. That includes offering health benefits that prioritize affordability, choice, flexibility and employee well-being, all while helping control costs. Results show the plan works: Nine out of 10 Surest health plan members renew each year3, and eight out of 10 members would be disappointed if Surest was no longer offered by their employer4.

Providing solutions that improve quality outcomes.

Prices are set ahead of time with the Surest plan. Even better, lower prices are assigned to higher-value care options, giving members the tools to potentially save money. Members search for conditions, providers and health services within the Surest app and see prices based on quality, efficiency and overall effectiveness of care. When members have this visibility, the vast majority choose the low-cost, high-quality options.

Expanded telehealth and virtual health offerings.

Surest members used virtual visits 10 times more than benchmarks5. As members search for health services on the Surest app, virtual care is typically listed first, with copays sometimes as low as $0. The Surest virtual health network typically offers convenient provider and treatment alternatives that may improve health outcomes, lower costs and are more convenient and person-centered.

Their employees to understand the value of their benefit.

The Surest health plan is designed to be easy to use and understand, with no deductible to meet or coinsurance to calculate. Instead, members see costs in advance, compare care options in the broad, national UnitedHealthcare network, then decide.

Are you ready to stand out from the competition?

If you’re not selling Surest, your competition is. Reach out to your Surest or UnitedHealthcare representative today.

The Surest health plan is currently only available through employers. If you are a current member or an individual considering the Surest plan, please contact us.

1Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography and disease burden. 13_V02. 2Surest self-funded 2022 book of business plan sponsors with at least 12 months of incurred experience in 2022 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative commercially insured database matched by gender, age, urbanicity and zip code using exact matching. 141_V03. 3The proportion of Surest members enrolled in 2022 who re-enrolled in 2023 with January 1 plan year start dates. 32_V03. 4Surest member survey for 2022 Surest enrollees. 125_V02. 5Surest 2022 book of business vs. Doctor on Demand book of business 2022. 46_V03. *UnitedHealthcare employer-sponsored plans year-over-year September 2021 to September 2022.