A health benefit that actually feels like a benefit.
The Surest health plan is an employer-sponsored plan1, not a point solution. Here's how it works:
- No deductible, no coinsurance
- Members see copays in advance, then shop and compare care
- Find low-cost providers evaluated as higher-value
- Savings opportunities for employers and members
- Members have access to UnitedHealthcare’s nationwide network of doctors, hospitals, clinics, virtual providers, and more
How we do it differently.
No deductibles or coinsurance
Without having to chip away at a deductible, members can access the care they need when they need it.
Broad, national provider network access
Surest uses the UnitedHealthcare Choice or Choice Plus networks of 1.8M+ health care providers and 5,600+ hospitals nationwide.2
Clear, upfront prices
See actual copays—not estimates. Members can check costs, coverage, and treatment options before making an appointment.
Digital-first, consumer-first experience
Members can access and manage their plan within the Surest app with member support at their fingertips.
A unique copay structure
Lower copays are assigned to providers evaluated as higher-value, based on past effectiveness and cost efficiency data.
Savings opportunities for employers and members
When members can see costs in advance, they may choose differently and find opportunities to save.3
What employers say about Surest
Take a guided tour of the Surest experience.
Offer a health plan employees love that gives them actual copays – not estimates – in an intuitive digital experience before they seek care. This transparency empowers members so they can make informed health care decisions, leading to savings opportunities for them and your organization.
See how it works. Hover over the demo to get started.
Frequently Asked Questions
- In-network preventive care
- Primary and specialty care
- Urgent, emergency, and hospital care
- Chronic care for long-term and recurring illnesses
- Pharmacy
- Mental and behavioral health services
- Maternity care
- Cancer care
- Substance use disorder
- and more.
Contact your broker or request a quote.
Bring Surest to your organization today.
Complete the form to request a demo and a quote.
1Starting employee count availability varies by state
2UnitedHealthcare internal analysis March 31, 2025.
3Members who migrated from a non-Surest plan into a Surest plan in 2022, compared to those who stayed with a non-Surest plan.