Help turn health care shopping into savings.

Your team wants better benefits. Your budget wants a break.

Ever feel like health plans are all the same? Or that the only way to cut costs is to cut benefits? Well, Surest is different: We put clear, upfront prices in your employees’ hands so they can make confident, informed decisions that may help lower costs for them—and for you.

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Shop and compare options, potentially save.

The Surest plan is built to help members shop for care—without a deductible in the way. Instead, members pay a copay and can see that copay before scheduling care. When members can know the cost of care upfront, they can make different choices—a shift that may create a powerful savings ripple effect. Even better, Surest Care Ratings help members understand the link between copays and provider value. A provider who scores higher gets a higher Care Rating—and a lower copay—based on historical effectiveness and cost efficiency performance for a service.

Engagement data shows that members are using the plan early and often:

Type
Text
Amount
90%
Text
created an account1
Type
Text
Amount
88%
Text
with claims engaged2

This price visibility translated into proven savings for both members and employers.3

Employers who offer the Surest health plan have seen

Type
Text
Amount
7.7%
Text
spending reduction PMPY4
Type
Text
Amount
$2,631
Text
average surgery savings5

Use this digital calculator to see how the Surest plan may help lower your costs.

Calculation Explanation
Use this calculator to see how the Surest plan has the potential to lower your costs. Simply move the sliders to show how many employees are enrolled in the medical plan and explore your potential savings.
Calculation Heading
Cut costs, not corners.
Employees
10000
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From passive to active consumers: The impact of shopping for care.

Members who shopped and compared care prior to a service were 57% more likely to choose higher-value providers than those who didn’t comparison-shop.6

Questions? Reach out to your broker or UnitedHealthcare representative. Let’s connect

1Surest 2024 book of business, variably priced services.

2Surest 2024 book of business, variably priced services.

3Surest actuarial results through 2025.

4Medical and pharmacy PMPY. Aon's Cost Efficiency Measurement of Surest 2021–2022, March 2024.

5Based on 2024 Surest book-of-business analysis comparing outcomes of shoppers, non-shoppers, and a norm. Norm based on 2024 data from traditional plans.

62024 Surest book-of-business analysis comparing outcomes of shoppers, non-shoppers, and a norm. Norm based on non-Surest, traditional plans.