Easy to understand. Even easier to use.

With the Surest health plan, nearly instant cost and coverage information is at your fingertips.

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Up to 15%
Lower employer costs
Plan sponsor results varied by plan configuration. Surest actuarial results through 2024.
50%
Average lower member out-of-pocket costs
Members who migrated from a non-Surest plan into a Surest plan in 2022, compared to those who stayed with a non-Surest plan.
126%
Member growth
2022 Surest book of business.
224%
Employer growth
2022 Surest book of business.

Search and see costs before making an appointment.

No deductibles. No coinsurance. No hard math to figure out. Just clear, upfront prices that you can see in advance.

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Compare care options.

Members have access to the UnitedHealthcare Choice or Choice Plus networks of 1.8M+ health care providers and 5,600+ hospitals nationwide.1

Decide what works best for your family, your budget, and your lifestyle.

Surest is an employer-sponsored health plan with no deductibles or coinsurance, and clear costs before making an appointment.

Find care and ways to save.

Tags
Health Care, Member Guides

Common questions

What is the Surest health plan?
Surest is an employer-sponsored health plan that gives members the tools to see cost and coverage information before the point of care. Members receive quality medical coverage with access to the broad, national UnitedHealthcare network.
How does the Surest health plan work?
Surest was designed to give members power over their health experience. There is no deductible, no coinsurance, and no cost-shifting. Instead, members search on the app or website, see what they'll owe in advance, compare options within the national UnitedHealthcare provider network, then decide. With this information, they can plan ahead and choose what works best.
What does the Surest plan provide coverage for?
  • In-network preventive care
  • Primary and specialty care
  • Urgent, emergency, and hospital care
  • Chronic care for long-term and recurring illnesses
  • Pharmacy
  • Mental and behavioral health services
  • Maternity care
  • Cancer care
  • Substance use disorder
  • and more.
Where is the plan offered?

Surest is an ACA-compliant employer-sponsored health plan available to employers with 2+ employees* — offered on a self-funded, fully insured, and level funded basis.

* Starting employee count availability varies by state

How does this work with other health insurance?
If you have other insurance, call us at 866-683-6440 M-F from 6 am to 9 pm CT to discuss how the plan works with that coverage. Each insurance plan has its own design, and we can help you understand how the two plans might work together.

Bring Surest to your organization today.

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1. UnitedHealthcare internal analysis March 31, 2025. Select network in some markets.