See how powerful simple can be.

Surest was designed to give members the power over their health experience. No deductible. No coinsurance. No cost-shifting.

Members can simply search on the app or website to see what they'll owe in advance, compare options within the national UnitedHealthcare provider network, and then decide what works best for their family, budget, and lifestyle. Bring Surest to your organization today.

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Search. Compare. Decide.

Surest members can easily check and compare costs for doctors, procedures and treatments before making an appointment. You see prices for everything–from a sore throat to delivering a baby and receive one bill.

What are your benefit goals?


With the Surest health plan, members can see prices for health services in advance, then search, compare and choose what works best for their health, family, and budget. There’s no deductible to meet and no coinsurance to calculate. Employers saved up to 15%1 (without cost shifting) and members had 54% lower out-of-pocket costs2.

Choice and flexibility?

Today’s ultra-competitive job market means employers have to get creative to attract and retain talent. That includes offering health benefits that prioritize affordability, choice, flexibility and employee well-being, all while helping control costs. Results show the plan works: Nine out of 10 Surest health plan members renew each year3, and eight out of 10 members would be disappointed if Surest was no longer offered by their employer4.

Providing solutions that improve quality outcomes?

Prices are set ahead of time with the Surest plan. Even better, lower prices are assigned to higher-value care options, giving members the tools to potentially save money. Members search for conditions, providers and health services within the Surest app and see prices based on quality, efficiency and overall effectiveness of care. When members have this visibility, the vast majority choose the low-cost, high-quality options.

Expanded telehealth and virtual health offerings?

Surest members used virtual visits 10 times more than benchmarks5. As members search for health services on the Surest app, virtual care is typically listed first, with copays sometimes as low as $0. The Surest virtual health network typically offers convenient provider and treatment alternatives that may improve health outcomes, lower costs and are more convenient and person-centered.

Improve employee understanding of the cost and value of their benefit programs?

The Surest health plan is designed to be easy to use and understand, with no deductible to meet or coinsurance to calculate. Instead, members see costs in advance, compare care options in the broad, national UnitedHealthcare network, then decide.

See a better benefit. Reach out to your Surest or UnitedHealthcare representative.

The Surest health plan is currently only available through employers. If you are a current member or an individual considering the Surest plan, please contact us.

1Combination of modeled and actual results across Surest prospects and clients; independently developed benchmark based on a database containing health care claims from 80 million U.S. lives risk-adjusted for demographics, geography and disease burden. 13_V02. 2Surest self-funded 2022 book of business plan sponsors with at least 12 months of incurred experience in 2022 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative commercially insured database matched by gender, age, urbanicity and zip code using exact matching. 141_V03. 3The proportion of Surest members enrolled in 2022 who re-enrolled in 2023 with January 1 plan year start dates. 32_V03. 4Surest member survey for 2022 Surest enrollees. 125_V02. 5Surest 2022 book of business vs. Doctor on Demand book of business 2021. 46_V03.