See how powerful simple can be.

See how powerful simple can be. - Home Page Hero

Taking health benefits to the next level.

What is the Surest health plan?

Surest is an ACA-compliant health plan solution available to employers with 51+ employees. Surest redesigned health insurance to give employers the opportunity to offer a sustainable, intuitive health benefit without shifting costs to employees. And, Surest gives employees power over their health experience by offering a digital experience where members can see costs in advance, get the care they need by removing barriers such as deductibles and make more informed health decisions.

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We took health insurance apart. Now it works.

We asked what people wanted from their health benefits and designed a health plan around that feedback—medical coverage with no deductibles or coinsurance, clear prices in advance of seeking care, a broad network of doctors, clinics and hospitals, opportunities to save, and an experience designed to be easy to use and understand. It makes sense.

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You're covered Day One.

No deductibles. No coinsurance. A benefit that works for you right out of the gate, not after chipping away at a deductible.

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Opportunities to save.

Check costs and compare options before you make an appointment, then choose what works best for you. Prices are low for what we consider higher-value options, such as those based on quality, efficiency, and overall effectiveness of care.

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Designed to be easy to use and understand.

Find instant answers on the Surest app or website with a few simple clicks, from anywhere, at any time.

Focus on your life, not your health insurance.

Clear costs in advance for every service. No deductibles and no coinsurance. A plan designed to be easier to use and easier on your wallet. Watch the video for an explanation of how the Surest plan works.

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The positive results of better design.

82% of Surest members understand their benefits compared to other health plans. 1

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Some of our clients

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In the news

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https://www.businesswire.com/news/home/20220811005149/en/UnitedHealthcare%E2%80%99s-Surest-Offers-a-New-Approach-to-Health-Insurance

Press Release — August 11, 2022

UnitedHealthcare’s Surest Offers a New Approach to Health Insurance

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https://www.startribune.com/unitedhealthcare-expands-ownership-stake-and-rebrands-bind-benefits/600197486/

Press Release — August 11, 2022

UnitedHealthcare expands ownership stake and rebrands Bind Benefits

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https://hubs.la/Q016k5Cb0

News — March 23, 2022

How can payers and providers work together to improve population health?

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https://www.startribune.com/forum-health-insurance-options-should-include-flexibility-personalization-and-transparency/600111805/

News — November 1, 2021

Health insurance options should include flexibility, personalization and transparency

1Member survey for 2019 Surest self-insured enrollees of one large plan sponsor. 9_V01 2 Combination of modeled and actual results across Surest prospects and clients; Independently developed benchmark based on a database containing healthcare claims from 80 million U.S. lives risk adjusted for demographics, geography, and disease burden. 13_v02 3 The proportion of Surest members enrolled in 2022 who re-enrolled in 2023 with January 1 plan year start dates. 32_V04 4 Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative commercially insured database matched by gender, age, urbanicity, and zip3 code using exact matching. 141_V03